United Legacy
Final expense plans that pay from day one, at your lowest rate.
Simple coverage for ages 50 to 85, explained in plain words by a licensed agent.
Get your free quote in 60 seconds
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An affordable premium that does not rise
Your rate is set when the policy starts and stays the same for life.
No 2-year waiting period
The right plan covers you in full from day one, not after a two-year wait.
Guaranteed coverage, ages 50 to 85
With a guaranteed issue plan you cannot be turned down for your health.
No medical exam
A few health questions take the place of a doctor's visit and blood work.
How it works
Answer a few questions
About 60 seconds online, with no medical exam.
Talk with a licensed agent
We call to go over your options and what each costs a month.
Choose your plan
Once approved, your coverage is in place and your family knows where to turn.
Why United Legacy
Guaranteed coverage, ages 50 to 85
With a guaranteed issue plan you cannot be turned down for your health.
No medical exam
A few health questions take the place of a doctor's visit and blood work.
An affordable premium that does not rise
Your rate is set when the policy starts and stays the same for life.
No 2-year waiting period
The right plan covers you in full from day one, not after a two-year wait.
How much coverage do you need?
$10,000
Covers today.
A typical funeral or cremation and the final bills, so no one has to find the money.
$20,000
Covers the years ahead.
Room for costs to rise, so the plan still does its job when it is needed.
$40,000+
Leaves a legacy.
The costs covered, and money left for the people you love.
What a final expense policy does for your family
- Pays your family cash for the funeral and the final bills. They are not left with the cost.
- Lasts for life. It does not run out at a certain age, as long as you keep paying.
- The payment never goes up. Same amount every month, for life.
- The money goes straight to the person you choose. No borrowing, no asking relatives, no fundraiser.
About United Legacy
United Legacy does one thing: final expense life insurance for people ages 50 to 85. We work by phone, so there is no office visit and no one at your door. A licensed agent explains your options in plain words, helps you pick an amount that fits, and stays your contact after the policy starts.
The name is the point. What you leave behind should be a legacy, not a bill.
Frequently asked questions
Do I need a medical exam?
No. A few health questions take the place of the exam, and some plans ask none at all.
How much does it cost?
It depends on your age, your health and the amount you choose. The payment is set at the start and never goes up. Your agent gives you the exact number before you decide anything.
I have health problems. Can I still get covered?
Yes. Some plans accept common conditions. If a plan says no, a guaranteed issue plan asks no health questions at all.
Am I too old for this?
No. If you are 50 to 85, you can apply.
Does the coverage ever end?
Not as long as you keep paying. It does not stop at a certain age.
What happens after I fill out the form?
A licensed agent calls, goes over your options and the monthly cost, and you decide. No obligation.
Make sure the bill never lands on the people you love.
It takes about 60 seconds to see what you qualify for.
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